1. Introduction
Welcome to Kesar Finance ("we," "us," or "our"). We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our loan services.
2. Information We Collect
We may collect the following types of information:
- Personal Information: Name, address, email, phone number, Social Security number, PAN, Aadhaar, and financial details provided during loan applications.
- Non-Personal Information: IP address, browser type, and usage data collected via cookies or similar technologies.
- Financial Information: Bank account details, income information, and credit history to process your loan request.
3. How We Use Your Information
We use your information to:
- Process and manage loan applications.
- Verify your identity and assess creditworthiness.
- Communicate with you about your account or inquiries.
- Improve our services and website functionality.
- Comply with legal and regulatory requirements.
4. How We Share Your Information
We may share your information with:
- Service Providers: Third-party vendors who assist with loan processing, credit checks, or website maintenance.
- Legal Authorities: When required by law or to protect our rights.
- Business Partners: With your consent, to offer additional financial products.
We do not sell your personal information to third parties.
5. Security of Your Information
We implement industry-standard security measures, including encryption and secure servers, to protect your data. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.
6. Your Rights and Choices
You may:
- Request access to or correction of your personal information.
- Opt-out of marketing communications by clicking "unsubscribe" in emails.
- Disable cookies through your browser settings.
To exercise these rights, contact us at Contact Page.
7. Cookies and Tracking
We use cookies to enhance your experience, analyze site traffic, and personalize content. You can manage cookie preferences through your browser.
8. Third-Party Links
Our website may contain links to third-party sites. We are not responsible for their privacy practices.
9. Changes to This Policy
We may update this Privacy Policy periodically. Changes will be posted on this page with an updated "Last Updated" date: April 01, 2025.
10. Contact Us
If you have questions about this Privacy Policy, contact us at Contact Page.